Make yourself a home with a mortgage built to match.  

How can we help you today?

Find the mortgage option for you

Conventional Mortgage
Ideal if you have 20% or more down payment saved. With this option, you won’t need to get mortgage insurance.

Available with a fixed or variable interest rate.
Lower Down Payment Mortgage
Ideal if you have less than 20% down payment saved (and as little as 5%). This option does require mortgage insurance.

Available with a fixed or variable interest rate.
Construction Mortgage

Ideal if you want to build your dream home.

Available as a lower down payment mortgage, with a fixed or variable interest rate.
Flex Mortgage
Ideal if you want to use the equity you’re building in your home to borrow for other goals at a lower interest rate.

You can hold multiple loan types within your Flex Mortgage.
Fixed Interest Rate
Ideal if you want peace of mind that your mortgage rate and payments won’t increase if market interest rates rise.

You can combine this rate with our mortgage options.
Variable Interest Rate
Ideal if you want to take advantage of shifts in market interest rates to reduce your mortgage costs.

You can combine this rate with our mortgage options.

We're as excited as you are!

Let's get started.

More of a DIY-er?

We've got you covered.

Do you know your credit score?
Your credit score is one of the important factors in determining if you will be approved for credit as well as what the credit will cost you. CreditView® is a simple and powerful dashboard designed to help you harness the power of your credit score. The CreditView® dashboard gives you access to all of your credit information at a glance. You can even check how credit activity will impact your score through the ScoreSimulator.

It's the beginning of a beautiful partnership.

Rapid approval

Forget waiting around for your mortgage approval. We’re based locally and do everything in-house to get you a decision fast.

No auto-decisions

We don’t use pre-defined lending criteria. Your application is personally reviewed by a specialist, who looks at your full financial picture.

Flexible access

You’ve got more going on than just getting a mortgage, which is why we’re happy to help you by phone, video chat, email or after hours.

Certified specialists

Buying a home is a big step and we take that seriously. Our specialists are fully certified so they can be the partner you need in your home purchase.

Clear guidance

House-hunting can feel overwhelming, but you don’t have to go it alone. Our team will offer guidance before, during and after the mortgage process.

Faster mortgage freedom

You can make an annual pre-payment of up to 20% without penalty anytime throughout the year to get mortgage free faster.
Ready to make a house your home?


Apply now

You can apply online or book a chat with one of our mortgage specialists for help submitting your application.


Get pre-approved

We’ll review your application and get back to you fast. If pre-approved, your rate will be guaranteed for 90 days! 


Start your house hunt

You can start searching for your home with confidence, knowing your mortgage budget and rate in advance.


Finalize your mortgage

Once you’ve found your home, we’ll finalize approval and get your mortgage set up. Congrats, homeowner!

Meet our Member Experience Team

Jaime Roncin

Member Relationship Specialist

T 306-842-9574

Marcy Heimlick

Member Relationship Specialist

T 306-842-9529

Naresh Amarnani

Member Relationship Specialist

T 306-842-9548

Maria Ursu

Member Relationship Specialist

T 306-842-9539

Simone Bernard

Member Relationship Specialist

T 306-842-9516

Julie Reich

Member Relationship Specialist

T 306-842-9510

Eric Schlosser

Member Relationship Specialist

T 306-842-9575

We’ll need to collect some information for your application. Having it ready will help speed up your approval. Here’s what you need to have on hand:


  • Personal information – We’ll need your name, date of birth, legal and/or mailing address, phone number, email, Social Insurance Number, government-issued photo ID, marital status, number of children, occupation, and name of your employer.
  • Proof of your income in two different forms – You can provide us with a copy of two current paystubs, a letter of employment, your most recent T4 slip, your most recent Tax Return or Notice of Assessment.
  • Detailed list of your assets and liabilities – For example, for a vehicle that you own, we would need the year, make & model, as well as it’s approximate current value. For savings or investments, we need to know what type of investments you have, where they’re held, and what their current value is. For liabilities, we’ll need a list of things you owe money on such as credit cards, loans, or support payments.
  • Proof of where your down payment is coming from – Some common sources include personal savings, an RRSP withdrawal, a non-repayable gift from an immediate family member, proceeds from the sale of other property, and funds borrowed against proven assets.


Note: We’ll also need to pull a credit report. At least one of the applicants must have a credit score greater than 600 to qualify.

Get your personalized rate quote

Let us give you a rate quote tailored to you and your home-buying plans.

Boost your mortgage know-how

Check out Enrich - a free, award-winning financial education platform.

Find all the things you need to get started on your financial wellness journey!

Purchasing a Home in Canada

Contrary to the misconceptions that the homeownership process in Canada is confusing and challenging, it can actually be very straightforward if you follow the right steps and meet all the proper requirements.

Flex your financial fitness muscle with this all-in-one homebuyer's guide.

From tips to remember when buying a home to advice on applying for a mortgage, this handy booklet will take you through all the steps required to purchase a home.

Find out how much home you can afford and what your payment options look like.

We're ultra-local & here to help!

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.