Loans & Lines

Fast, stress-free process

Achieve your goals faster with us.

A quick, no-stress yes

Forget waiting around for your approval. We’re based locally and do everything in-house to get you a decision fast.



Lock your rate in for guaranteed payments or choose a variable rate in hopes of saving interest costs. Whatever fits you!

Nix the fees

Repay the loan, in part or in full, at any time - with no penalty.

Flexible payment options

We'll tailor a solution built around you, your budget and your goals. 
Personal Loan
Personal loans are the perfect solution to:
  • make a big, one-time purchase,
  • finance an adventure, education, or other milestone,
  • fund a home project or a vacation property,
  • invest, top up your RRSP, or simply
  • pay down higher-rate debt

Go ahead; pursue your passion! Chase your dream. An RV, a cabin or a dream vacation - you choose. The possibilities are endless.

Line of Credit
You're in control with a line of credit. Use your pre-approved limit as much or as often as you'd like. You'll only pay interest on the amount you use. 

A LOC provides peace of mind, knowing you have access to funds for emergencies and unexpected expenses.
Express Loan
Apply once. Use it over and over and over again!

An Express Loan gives you greater flexibility than a personal loan as it allows you to borrow money as you need it, up to your approved limit. You can advance as little or as much of the loan as you want, as often as you like - no need to reapply. It's the perfect balance: the flexibility of a revolving line with the structure of a term loan. 
Home Equity Express Loan
A home equity loan allows you to tap into your home equity to secure a better interest rate!

Just like the Express Loan, you'll be approved for an authorized amount; you can use as much or as little of that amount as often as you like. The advantage of a home equity loan is that you enjoy a lower interest rate because your loan is secured by the equity in your home. 
We're ready when you are.
What you'll need to apply: 
  • If you're new to our credit union, you'll need one piece of government-issued ID and your Social Insurance Number
  • Proof of your income in two different forms 

Book a meeting or apply online for a quick, no-stress yes.

Meet our Member Experience Team

Simone Bernard

Member Relationship Specialist

T 306-842-9516

Julie Reich

Member Relationship Specialist

T 306-842-9510

Maria Ursu

Member Relationship Specialist

T 306-842-9539

Eric Schlosser

Member Relationship Specialist

T 306-842-9575

Jaime Roncin

Member Relationship Specialist

T 306-842-9574

Naresh Amarnani

Member Relationship Specialist

T 306-842-9548

Marcy Heimlick

Member Relationship Specialist

T 306-842-9529

Get your personalized rate quote
Let us give you a rate quote tailored to you, your budget and your goals.

Do you know your credit score?
Your credit score is one of the important factors in determining if you will be approved for credit as well as what the credit will cost you. CreditView® is a simple and powerful dashboard designed to help you harness the power of your credit score. The CreditView® dashboard gives you access to all of your credit information at a glance. You can even check how credit activity will impact your score through the ScoreSimulator.

Boost your credit know-how

Check out Enrich - a free, award-winning financial education platform.

Find all the things you need to get started on your financial wellness journey!
The Keys to Financial Freedom

Are you living paycheque to paycheque, looking to put some money away in a savings account? Or maybe you’ve got some money saved up, but have no idea what to do with it. If you are ready to improve your financial situation, here are simple and easy steps you can take in order to get to where you want to be financially.

Leasing vs. Buying an Automobile

In the market for a new vehicle? If you haven’t been inside a dealership for a few years, you’re in for a surprise. You’ll notice that posters advertising lower-than-low monthly lease rates are decidedly absent.

The Credit Book

Before making a decision to use credit, there are certain facts you should know – both in regard to your own financial position and about the types of credit available to you. This booklet will help you make better, brighter, more informed credit choices.

Check out what your repayment options look like; become debt free faster or keep payments lower. You're in control. 

We're ultra-local & here to help!

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