Rates

Effective February 15, 2024


Unless otherwise noted, all rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.
Prime Rate

Annual Interest Rate

Unauthorized Overdraft Interest Rate

Annual Interest Rate

Foreign Exchange Rate (USD)

Buy Rate

Foreign Exchange Rate (USD)

Sell Rate

Mortgages

1 year closed 7.45%*
2 year closed 7.05%*
3 year closed 6.10%*
4 year closed 5.84%*
5 year closed 5.24%*


 * Rates are provided for information purposes only and are subject to change without notice at any time.
 * APR assumes no fees apply. You may be required to pay additional fees which would increase your APR.
 * Rates subject to change without notice.

1 year closed 7.70%
2 year closed 7.30%
3 year closed 6.75%
4 year closed 6.50%
5 year closed 5.85%


 * Rates are provided for information purposes only and are subject to change without notice at any time.
 * APR assumes no fees apply. You may be required to pay additional fees which would increase your APR.
 * Rates subject to change w4ithout notice.

Spending Accounts

$0.00 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.10%
$10,000.00 - $24,999.99 0.20%
$25,000.00 - $59,999.99 0.30%
$60,000.00 + 0.40%
$0.00 - $999.99 0.05%
$1,000.00 - $2,999.99 0.10%
$3,000.00 - $4,999.99 0.20%
$5,000.00 - $24,999.99 0.30%
$25,000.00 + 0.40%
$0.00 - $999.99 0.05%
$1,000.00 - $2,999.99 0.10%
$3,000.00 - $4,999.99 0.20%
$5,000.00 - $24,999.99 0.40%
$25,000.00 + 0.50%
$0.00 - $99.99 0.05%
$100.00 + 0.75%
$0.00 - $4,999.99 0.05%
$5,000.00 - $24,999.99 0.10%
$25,000.00 - $49,999.99 0.25%
$50,000.00 - $99,999.99 0.50%
$100,000.00 + 0.75%

Savings Accounts

$0.00 - $999.99 0.10%
$1,000.00 - $2,999.99 0.15%
$3,000.00 - $4,999.99 0.20%
$5,000.00 - $9,999.99 0.30%
$10,000.00 + 0.50%
$0.00 - $4,999.99 0.75%
$5,000.00 - $499,999.99 1.50%
$500,000.00 - $999,999.99 1.50%
$1,000,000.00 + 1.75%

Investments


Variable RRSP and RRIF 0.50%
TFSA Wealth Builder
$0 - 4,999
$5,000 +

1.00%
1.75%
Variable rate savings account .05%
Fully redeemable 1 year GIC 3%
Non-redeemable 1-5 year term deposits
1 year 4.75%
2 year 4.50%
3 year 3.75%
4 year 3.85%
5 year 4.00%
1 year 4.75%
2 year 4.50%
3 year 3.75%
4 year 3.85%
5 year 4.00%
1 year 3.00%
2 year 2.50%
3 year 2.75%
4 year 3.00%
5 year 3.25%

Registered Education Savings 

Cash account 0.50%
1 year 4.00%
2 year 4.00%
3 year 3.45%

AgriInvest Accounts

$0.00 - $4,999.99 1.00%
$5,000.00 + 1.75%


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