Ways To Pay (or get paid)
Or get paid!
When you bank with Weyburn Credit Union you have access to a wide range of convenient and secure payment options.
Automated Payments Expand/Collapse
Direct deposit is simple, easy and convenient - your pay cheques can be automatically deposited directly to your account. Same goes with Government of Canada cheques such as your Canada Pension Plan, Old Age Security, and more - never make a special trip to deposit a cheque again!
Choice Rewards® MasterCard® credit cardholders can set up a Pre-Authorized Debit Service Payment Plan.
We can help you arrange to have all of your regular payments such as utility bills, loans, and more debited automatically from your account.
Making loan payment, contributing to a RSP, or transfering to a saving account and more can be done for you automatically - now doesn't that sound easy!
Everyone knows cash is king - and everyone knows you can get cash at WCU ATMs and branch locations. Many members don't realize you can access cash from your WCU account through the majority of Saskatchewan Credit Union branch locations - and ding-free through their ATMs.
If you're travelling, visit your local branch for your foreign exchange needs. You have immediate access to US cash and drafts at all of our branch locations. Other currencies are available upon request. We recommend you informing us two weeks in advance.
We have a variety of styles and types of personalized cheques to choose from; to place your order simply visit your local branch location or phone our Contact Centre at 306 842 6641. Your order will automatically be mailed to your home address. Can't wait for the mail? You have instant access to cheques through our in-branch cheque printing services.
Credit Cards Expand/Collapse
When used effectively, credit cards are an invaluable tool in your financial toolkit; they provide:
- an alternative payment method in the event that your primary card is lost or compromised,
- access to emergency cash for sudden, unexpected expenses,
- an effective way to establish good credit and,
- the CHOICE REWARDS you're looking for - including cash and travel rewards!
From a No Fee card to the World Elite card and everything in between - we have a card to fit you and your lifestyle: your spending needs, payment habits and rewards preferences.
Not sure which card best fits you? Our staff are here to help. Visit your local branch location or phone our Contact Centre at 306 842 6641.
Customer Automated Funds Transfer Expand/Collapse
Simplify your Payment Processes
Customer Automated Funds Transfer or CAFT allows the scheduling of pre-authorized debits, direct deposits and credit transactions in both Canadian and US dollars. It allows safe, secure transactions between individuals, businesses and financial institutions. Ending the need for cheques and cash helps everyone save time and money.
CAFT is the most efficient, easiest and cost-effective way for business members to manage incoming and outgoing payments. CAFT means faster receivables, increased accuracy and fewer delinquent payments for your business. Not surprisingly, it’s now the preferred way for businesses to process payroll and monthly bills.
The CAFT service provides you and your business with the ability to create transactions anywhere, anytime through our secure web-based solution, to and from creditors and debtors for most transactions including:
- Accounts Payable/Receivable
- Recurring monthly payments, such as utility bills, memberships, taxes, mortgages and loans
CAFT also allows you to collect payments, such as:
- Accounts Receivable
- Strata/Condo Fees
- Utility Bills
- Business/Property Taxes
Value-added features to fit you and your business needs:
- Compatibility with most accounting software packages
- No additional hardware or software requirements
- Multiple due date frequencies, pre-settlement and automatic due-date calculation and release
- Flexible search criteria and filtering
- Unlimited users
- Online recalls and returns
- Online error corrections
- Comprehensive reporting
- Automated password resets
- Security & control: Multiple user permission levels, transaction and file limits and full audit trails
Debit Cards - Flash Enabled Expand/Collapse
It feels good to use your own money.
Through Interac Debit, your MemberCard gives you access to your own money, straight from your bank account. For everyday purchases like your morning caffeine fix to the quick stop on your way home from work for dinner ingredients, using Interac Debit is like using cash, only more secure. Transactions are approved online and in real time as your money is exchanged electronically between your credit union and the merchant. Interac Debit is available at over 500,000 merchant locations across Canada, from convenience stores to specialty clothing shops to gas stations and restaurants.
Your MemberCard is Flash Enabled
Interac Flash is Canada’s first contactless debit solution. It allows you to pay for everyday purchases quickly, securely and conveniently by simply holding your Interac Flash-enabled bank card in front of the reader at checkout. You can use it at merchants across Canada – wherever you see the Interac Flash logo.
Deposit Anywhere Expand/Collapse
Depositing cheques is as easy as taking a selfie!
With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet from anywhere, day or night.
So whether you’re at coffee with friends, at work, or staying up late to get your banking done – any time is the right time to deposit cheques.
Here's how it works:
- Open your WCU mobile app on your smartphone
- Select your account and enter the amount of the cheque
- Snap a photo of the front and back of your cheque
- Confirm the details and tap submit. That's it!
It's so easy!
Free, Fast & Secure.
Deposit Anywhere is a FREE service and just as secure as depositing your cheque at a branch. Plus, it's fast.
If you have any questions about Deposit Anywhere, visit our FAQs page or contact us. We'd love to help!
Drafts and Manager's Trust Cheques Expand/Collapse
When a payment option that is more secure that a personal cheque is required - typically for larger amounts that need to be mailed - we have the answer for you:
Drafts: The most widely accepted and secure cheque payment option. Drafts are available in most currencies and are accepted in Canada and abroad. You can rest assured, they can be easily traced if lost or stolen.
Manager's Trust Cheques: Issued by Weyburn Credit Union, Managers Trust Cheques are a secure method of payment - we gaurantee the cheque is backed by sufficient funds.
Certified Cheques: When a cheque is certified, it means we gaurantee there are sufficient funds in the account that the cheque was drawn on and we put a "hold" the funds to gaurantee payment to the recipient.
GLOBAL PAYMENT MasterCard Card Expand/Collapse
The card that allows you to manage Your World Your Way
It look like a credit card, it acts like a credit card, but when you use it, it debits your chequing account! And there's NO ANNUAL FEE! It can be used anywhere MasterCard is accepted, including shopping online and accessing cash at an ATM. And because it is attached to your chequing account there is no monthly bill to worry about! Another credit union first.
If you need access to credit, simply apply to overdraft protection to your chequing account and enjoy the benefit of the global acceptance of a credit card - but at a much lower interest rate.
You can always add Choice Rewards to your card or upgrade to the Gold Card, which includes travel medical insurance and other great benefits. Contact us or click here for all the details.
INTERAC e-Transfer Expand/Collapse
The smart, secure way to send your own money directly to another person using online or mobile banking.
Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another. All you need is access to online or mobile banking through a participating financial institution, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal financial information. It's a great alternative to cheques and cash.
Transactions can be conducted anytime, anywhere via online or mobile banking.
Only a recipient’s email address or mobile number is required to send money. No need to set up new accounts, user IDs or passwords – you’re already in online banking!
Money is transferred directly between financial institutions - without sharing any personal identifiable financial information.
Online Bill Payments Expand/Collapse
Pay bills whenever, wherever, however you want - online or on your smartphone! 24/7
With our convenient and innovative online banking platform, mobile banking or smartphone app, you can:
- Pay a single bill or pay them all at once,
- Add or delete bill payees,
- Post-date your bill payments, or
- Set-up recurring payments.
Have questions? We are happy to help. Call our Contact Centre at 306 842 6641 or stop by your local branch.
Wire Transfer Expand/Collapse
Wire Transfers allow you to send or receive large amounts of money - quickly and securely. You can send a wire transfer in any currency - to almost anywhere in the world! Visit your local branch for all of you wire payment needs.