The Fine Print: Who and what are eligible for Member Spark Rewards?

You need to be a member!

First and foremost, you need to be a member with a fully paid member share. If you aren’t a member yet, what are you waiting for? Become one today!

and

You have to have a full relationship with us.

Just about every product or service we have qualifies towards Relationship Bonus! To be eligible for the Relationship Bonus, you only need to hold four eligible account types (see below) as of December 31 of the previous year (active and in good standing).

Then you can qualify for:

Balance Bonus

You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Balance Bonus. Product balances of all qualifying products (excluding registered products, see below) are added together as of December 31 of the previous year to see if you qualify.

AND/OR

Loyalty Bonus

You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Loyalty Bonus. The Loyalty Bonus is a nominal amount based on the number of years that you have been a member with us.

Complete List of Eligible Products

Eligible Products Relationship Bonus Balance Bonus
Personal
Chequing
Savings
Term Deposit
WCU RRSP
WCU RRIF
WCU RESP
WCU TFSA
Personal Loan
Personal Line of Credit
Residential Mortgage
Personal Comm/Ag Loan
Personal Comm/Ag Line of Credit
Personal Comm/Ag Mortgage
Collabria Credit Card
Safety Deposit Box
Credential Asset Management Inc.* (CAM) Accounts:
- Non-Registered Investment Acct
- RRSP
- RESP
- RRIF
- TFSA






Credential Securities* (CS) Accounts:
- Non-Registered Investment Acct
- Margin Account
- RRSP
- RESP
- RRIF
- TFSA







Note: Only the first of multiple products under one product type counts toward the product count. For example, if you have three different chequing accounts, we will only count them as one towards eligible products. However, all three accounts will be included in the calculation for Balance Bonus.

Credential Disclaimer

The Member Spark Rewards Program and reward amounts are subject to change at any time and changes may be made without any notice. There is no guarantee on how funds will be distributed or on amounts to be paid. The Member Rewards Program may be suspended or discontinued at any time.

 

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