You need to be a member!

First and foremost, you need to be a member with a fully paid member share. If you aren’t a member yet, what are you waiting for? Become one today!

and

You have to have a full relationship with us.

Just about every product or service we have qualifies towards Relationship Bonus! To be eligible for the Relationship Bonus, you only need to hold four eligible account types (see below) as of December 31 of the previous year (active and in good standing).

Then you can qualify for:

Balance Bonus

You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Balance Bonus. Product balances of all qualifying products (excluding registered products, see below) are added together as of December 31 of the previous year to see if you qualify.

AND/OR

Loyalty Bonus

You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Loyalty Bonus. The Loyalty Bonus is a nominal amount based on the number of years that you have been a member with us.

Complete List of Eligible Products

Eligible Products	Relationship Bonus	Balance Bonus
	Personal
Chequing	✔	✔
Savings	✔	✔
Term Deposit	✔	✔
WCU RRSP	✔
WCU RRIF	✔
WCU RESP	✔
WCU TFSA	✔
Personal Loan	✔	✔
Personal Line of Credit	✔	✔
Residential Mortgage	✔	✔
Personal Comm/Ag Loan	✔	✔
Personal Comm/Ag Line of Credit	✔	✔
Personal Comm/Ag Mortgage	✔	✔
Collabria Credit Card	✔	✔
Safety Deposit Box	✔
Credential Asset Management Inc.* (CAM) Accounts: - Non-Registered Investment Acct - RRSP - RESP - RRIF - TFSA	✔ ✔ ✔ ✔ ✔
Credential Securities* (CS) Accounts: - Non-Registered Investment Acct - Margin Account - RRSP - RESP - RRIF - TFSA	✔ ✔ ✔ ✔ ✔ ✔

Note: Only the first of multiple products under one product type counts toward the product count. For example, if you have three different chequing accounts, we will only count them as one towards eligible products. However, all three accounts will be included in the calculation for Balance Bonus.