Becoming a Member
You don’t just open an account with a credit union – you join a credit union.
Membership is the most distinctive feature of the credit union system. The fundamental operating principle of credit unions is democratic ownership: one member, one vote, regardless of the amount of shareholdings or deposits. That means you have a voice, along with other members, in setting the credit union’s direction at the local level, where services meet your needs. You can also share in the distribution of earnings and seek election to the credit union’s board of directors. Furthermore, you could be elected to regional or national boards or committees.