The Fine Print: Who and What Qualifies for Member Spark Rewards: Business Edition!
You need to be a member!
First and foremost, you need to be a member with a fully paid member share. If you aren’t a member yet, what are you waiting for? Become one today!
and
You have to have a full relationship with us.
Just about every product or service we have qualifies towards Relationship Bonus! To be eligible for the Relationship Bonus, business members only need to hold three eligible account types (see below) as of December 31 of the previous year (active and in good standing).Then you can qualify for:
Balance Bonus
You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Balance Bonus. Product balances of all qualifying products (see below) are added together as of December 31 of the previous year to see if you qualify.AND/OR
Loyalty Bonus
You need to be a paid member and meet the requirements in the Relationship Bonus to be eligible for the Loyalty Bonus. The Loyalty Bonus is a nominal amount based on the number of years that you have been a member with us.| Eligible Products | Relationship Bonus | Balance Bonus |
| Business | ||
| Chequing | ✔ | ✔ |
| Savings | ✔ | ✔ |
| Term Deposit | ✔ | ✔ |
| WCU RRSP | ||
| WCU RRIF | ||
| WCU RESP | ||
| WCU TFSA | ||
| Personal Loan | ✔ | ✔ |
| Personal Line of Credit | ✔ | ✔ |
| Residential Mortgage | ✔ | ✔ |
| Personal Comm/Ag Loan | ✔ | ✔ |
| Personal Comm/Ag Line of Credit | ✔ | ✔ |
| Personal Comm/Ag Mortgage | ✔ | ✔ |
| Collabria Credit Card | ✔ | ✔ |
| Safety Deposit Box | ✔ | |
| Credential Asset Management Inc.* (CAM) Accounts: - Non-Registered Investment Acct - RRSP - RESP - RRIF - TFSA |
✔ |
|
| Credential Securities* (CS) Accounts: - Non-Registered Investment Acct - Margin Account - RRSP - RESP - RRIF - TFSA |
✔ ✔ |
Note: Only the first of multiple products under one product type counts toward the product count. For example, if you have three different chequing accounts, we will only count them as one towards eligible products. However, all three accounts will be included in the calculation for Balance Bonus.
The Member Spark Rewards Program and reward amounts are subject to change at any time and may be made without any notice. There is no guarantee on how funds will be distributed or on amounts to be paid. The Member Spark Rewards Program may be suspended or discontinued at any time.
